For banks

Add your bank to Kola.

Kola is an AI voice agent for banking customer service. She calls your users back on their phones, handles routine account tasks in clear Nigerian English, and flags anything that needs a person for your team to follow up. Our reference integration is BMONI. Onboarding a new bank takes about one week of engineering, most of it in your sandbox learning your quirks.

The integration surface is six functions.

Kola talks to your bank through a small tool contract. Each function maps to an endpoint you already have. That is the whole seam. Everything else - voice, LLM, dashboard, rating outreach - stays ours.

You provide
  • Sandbox API key with read access to your customer profile endpoints
  • One write endpoint for the onboarding invite (or your existing invite URL)
  • Webhook receiver URL if you want event pushback (invite accepted, KYC completed, etc.)
  • Support hours and escalation channels so your team knows where to follow up
  • The voice persona your customers should hear (name, tone, dialect)
We deliver
  • A bank adapter that maps your API to Kola's six tool functions
  • A voice prompt tuned to your product names, KYC steps, and terminology
  • Live dashboard with per-call transcripts, ratings, and outcome breakdown
  • Post-call SMS and email rating outreach from a branded sender
  • A resilient LLM chain (Claude primary, Gemini and Groq fallback) with graceful hangup so a bad provider day never breaks the call
Tool contract
# The six functions Kola calls into your bank.
# Map each to your equivalent endpoint and Kola runs on your data.

check_balance(user_id)              -> wallet balance in NGN
check_onboarding_status(user_id)    -> KYC state (active / pending / not_started)
get_virtual_account(user_id)        -> NGN virtual account for funding
check_recent_transactions(user_id)  -> latest activity summary
send_invite(email, first_name)      -> triggers your onboarding link
send_sms(phone, message)            -> outbound SMS through your provider or ours
log_call_outcome(user_id, outcome)  -> analytics hook
Timeline
~1 week

Adapter + prompt + sandbox verification. Most of the week is learning your API's edge cases.

Runs on your stack
Your API

Customer data stays in your environment unless a call is placed and you approve the outreach script.

Reference integration
BMONI

Live on BMONI Embedded today. Every call reads and writes real BMONI state through their API.

Stack

What Kola is built on.

Standard, production-grade pieces. Each provider slots in behind an interface so we can swap any of them without touching your bank's integration.

Claude Haiku 4.5BimpeAI Voice (Nigerian number)Temlio SMSResend (email)Turso (persistent DB)
Talk to us

Ready to plug Kola into your bank?

One conversation to see if the fit is there. Bring your API docs and a rough picture of your dormant customer segment. We'll come with a scoping call and a timeline.